It’s definitely a good experience, however 1% is indeed bit low even for entry-level cards as we’ve cards that gives 2% cashback these days.
#Circle pay app review full
The cashback system is super simple as you can choose the transaction you want to pay in full in few taps and it instantly adjusts the cashback to unbilled stmt, just like below. The system splits “each payment” into 3 parts by default, but you can however choose to pay in full and enjoy 1% cashback.
#Circle pay app review free
It’s ideally a Lifetime Free card (for now) and comes with a decent late fee slab system (instead of daily interest). Here’s a nice and short video by Uni Cards which reminds me of the movie: 47 Ronin. So ideally speaking its a domestic prepaid card and so you cannot use it for international transactions or cash withdrawals and may also have problems in loading wallets, as RBI rules prevent that to happen, which however is expected to be cleared in few months.
Its basically a PayLater card (or) Pay 1/3rd card, meaning, you can spend 30,000 INR this month and pay 10,000 INR a month for next 3 months without any interest/fee. Uni Pay 1/3rd card is technically NOT a credit card even though it works largely similar to a typical credit card on the surface.
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